Boats, jet skis, and other watercraft are great for a good time and can be super fun and exhilarating. That being said, they can also be quite problematic and a little bit scary if you do not have the proper insurance to help keep you, your passengers, and other boaters and water lovers safe. For those in the Tennessee area, the agents with 1 Source Insurance Group can help you find the right watercraft policy that fits all your needs.
This type of insurance policy is in place to help protect boaters and their passengers, as well as other people on the water, recover after a boating accident. It can be a policy that covers your injuries, the injuries of people that are boating with you, or the injuries of other people that are on the water that may be involved in an accident with you. This is also going to cover damage to the boat if it is in an accident and help to cover the cost of repairing the boat of another boater should you get into an accident with another boater. This type of policy may also include things like damages from hitting thing like rock outcroppings you cannot see under the water, buoys, and other debris that can damage your boat.
A watercraft policy is not going to cover normal wear and tear that comes from just using your boat or storing it. You can get different coverage amounts, levels, and types to fit the boat that you have and the type of coverage that you feel you need, like more coverage for passengers or extended coverage because of the price of your boat. If you live in the Tennessee area, you can contact the helpful agents with 1 Source Insurance Group to find out what watercraft policy is going to be best for you and your needs.