As the spring air filters into the beautiful state of Tennessee, motorcycle riders are gearing up for weekend rides through the Smoky Mountains. The state of Tennessee requires only a minimal insurance policy on your motorcycle to include liability, but this is very limited in terms of the various accidents and tragedies that can happen and damage your motorcycle. Before you roll out, make sure that your motorcycle insurance has you readily prepared and secure.
Should you have an accident with another vehicle or motorcycle, collision coverage will ensure that you are compensated for the damage done to your bike and eliminate the financial stress that comes with an accident. A minimal policy with liability coverage will only cover the other vehicle should you be responsible, leaving you with the financial obligation to repair your motorcycle.
With collision coverage, you are also able to have your motorcycle covered in an accident where the other driver is uninsured. Should you only have minimal coverage, you would find yourself financially responsible. Collision coverage is a smart option to make for your motorcycle.
Sometimes the damage done to your motorcycle is caused by off the road incidents and not affiliated with an accident. With minimal coverage, you will be forced to deal with the financial obligation yourself. If you have comprehensive coverage, you are equipped with coverage if your motorcycle is stolen, vandalized, or destroyed through a tragedy out of your control.
If you are looking at your current policy and it is missing the above coverage options, give our agents at 1 Source Insurance Group a call or visit our office. Our agents understand the Tennessee regulations and are ready to assist you and provide you with an affordable quote to match your needs and give you that extra security when you are out driving your bike this Spring. Reach out to our agents for more information.